Making your dream a reality…

As independent, fee-only, fiduciary advisors, we are legally obligated to look out for your best interests.

We do not sell “proprietary” investment products or commission-driven insurance packages.

This independence allows us to work with you in an environment of maximum transparency and to prioritize your net-of-fee performance and the behaviors that facilitate a durable and rewarding retirement lifestyle.

Retirement Planning

Our core mission is helping you transition seamlessly from wealth accumulation to a secure, predictable retirement income. We design evidence-based portfolios tailored to your specific timeline, risk tolerance, and cash flow needs.

  • Wealth Accumulation Strategies: Assessing your future needs and helping you build and fund a strategy to accumulate income producing assets to fit your retirement goals.

  • Retirement Income Strategies: Crafting reliable distribution guardrails to reduce the risk of exhausting your savings and investment income during your lifetime.

  • Social Security & Pension Optimization: Maximizing your guaranteed benefits.

  • Risk-Adjusted Portfolio Management: Managing downside risk while pursuing market growth.

Wealth Management

We provide an overarching, integrated framework that connects your daily financial decisions with your ultimate family legacy.

  • Holistic Financial Planning: Aligning your net worth with your personal values, timelines, and philanthropic goals.

  • Estate & Legacy Coordination: Structuring assets to ensure seamless, multi-generational wealth transfer.

  • Risk Management & Asset Protection: Identifying blind spots in insurance, liability, and asset titling to protect your capital.

Tax Planning & Mitigation

Tax Strategies and Preparation Integrated with Your Wealth Management Plan

Effective wealth preservation requires a forward-looking, continuous tax strategy rather than a once-a-year filing obligation. We deliver proactive, integrated tax services designed to minimize your lifetime tax liability, protect your assets, and streamline compliance. By looking at your tax landscape through a wealth management lens, we help you maximize net returns and preserve your family legacy.

Our core tax planning and compliance services include:

  • Comprehensive Tax Preparation: Accurate, personalized tax compliance and filing services for high-net-worth individuals and small business owners.

  • Year-Round Proactive Tax Planning: Structuring forward-looking, multi-year tax mitigation strategies that align your shifting tax brackets with your long-term wealth, retirement, and investment goals.

  • High-Net-Worth Tax Strategies: Advanced solutions for complex financial profiles, including multi-state tax filings, K-1 investment income optimization, alternative investments, and tax-efficient charitable giving vehicles (such as DAFs and charitable trusts).

  • Wealth Advisor Collaboration: Partnering directly with your independent financial planners to ensure seamless tax efficiency across your entire investment portfolio, asset location, and retirement distribution plan.

  • Trust & Estate Tax Compliance: Providing tax return preparation (Form 1041) to safeguard your legacy planning, maximize generational wealth transfer strategies, and support estate executors.

  • Estimated Tax Payment Management: Designing quarterly estimated tax projections and cash flow models to eliminate underpayment penalties, smooth out liquidity needs, and prevent year-end tax surprises.

Note: Archer Consulting Group is not a CPA firm and is not regulated by the Texas State Board of Public Accountancy (TSBPA). All professional accounting services are provided by Bottjer CPA, PLLC, which is regulated by the TSBPA.

Employer Sponsored Plans

Designing Optimized 401(k) Plans and Qualified Retirement Solutions for Businesses

The implementation of a modern retirement plan is a critical step in establishing a competitive employee benefits program designed to attract, retain, and motivate high-quality talent. Equally important is the absolute assurance that your plan is structurally optimized to reflect your organization's specific needs relative to affordability, contribution flexibility, workforce stability, and active employee participation.

We partner with business owners and corporate executives to analyze, design, and determine which type of qualified retirement plan solution is the most tax-efficient and effective for both the company and its employees. As an independent fiduciary, we provide comprehensive corporate retirement plan consulting that aligns with your operational goals and mitigates plan sponsor liability.

Our core employer plan services include:

  • Qualified Plan Design & Selection: Evaluating and implementing Traditional 401(k), Safe Harbor 401(k), Tiered Profit Sharing, and Defined Benefit plans.

  • Fiduciary Investment Management: Implementing and monitoring the ongoing management of diversified model portfolios within the plan.

  • Fee Benchmarking & Plan Optimization: Reviewing administrative costs, recordkeeper fees, and investment expenses to maximize plan efficiency.

  • Employee Financial Wellness: Delivering robust participant education and enrollment support to drive plan engagement and workforce retirement readines

Reserve Time for an Initial Complimentary Conversation

With the benefit of technology, we currently serve clients across the United States. Let’s schedule a call.